Download Siemens-Betriebskrankenkasse (SBK) brochure for a professional and complete overview of the health insurance services they provide in Germany. Filled with additional information for expats moving to Germany, it provides a good overview of the German healthcare.
In Germany, the health insurance system is based on the principle of social insurance. Insurance coverage is based on and operated with a dual system consisting of statutory health insurance (SHI/GKV), in German referred to as Gesetzliche Krankenversicherung, and private health insurance (PHI/PKV) referred to as Private Krankenversicherung.
Do you work or study in Germany and would like to find out more about the German health insurance system?The German health system is very comprehensive and supports you in the event of illness. Everyone who works or studies in Germany contributes to the health system with their membership in a health insurance – and is thus insured in the event of illness.
Since 1st January 2009, a change in the insurance reform made it compulsory for everyone to take out health insurance in Germany. Previously (since April 2007) compulsory health insurance was only limited to certain groups of people.
Are you an expat or a German citizen who wants to be self-employed? Well, there are a few steps that you must follow. One of the things you must determine is whether you will be self-employed ad whether your company can hire employees. Let’s look at some of the benefits one gets from being self employed.
When choosing health insurance in Germany, you’re often not just choosing for yourself — you’re choosing for the family members that depend on you.Health insurance is a requirement in Germany, but there is plenty of choice: statutory health insurance or private health insurance.
The German pension system is regarded highly among other pension systems worldwide. However, due to an ageing population, the German government has introduced several reforms since 2002 in order to maintain its long-term efficiency. These reforms include increases in the retirement age and reducing maximum state pension payments, among others.
Everyone who is resident in Germany is legally required to have sufficient health insurance coverage. The insurance coverage in Germany is based on a dual system consisting of public health insurance (also referred to as statutory health insurance) and private health insurance. German health insurance for foreigners consists of, generally, three (3) options for coverage: