Do you work or study in Germany and would like to find out more about the German health insurance system?
The German health system is very comprehensive and supports you in the event of illness. Everyone who works or studies in Germany contributes to the health system with their membership in a health insurance – and is thus insured in the event of illness.
As an expat, can I get health insurance in Germany?
Whether you can get statutory health insurance depends on a number of different factors. In the expat health insurance tool from Siemens health insurance, you can easily check your options yourself.
Use the expat health insurance tool now
– Check your social security status quickly and easily
– Receive your result directly
– Save your result as a PDF for submission to your employer
– If you have any further questions or in complex cases, you will receive free advice from the experts at the Siemens health insurance fund
SBK Siemens health insurance – Personal advice makes the difference.
When it comes to your health, top-class advice is especially important, in addition to strong services. At SBK you always get this from your personal consultant – advice you can trust, that is personal and individual to you. Your personal consultant is on your side right from the start. They can answer all of your questions about your health cover, help you submit forms and applications, help you find recommended specialists and come up with an individual solution just for you from our services. That’s why our customer service always gets the highest ratings – from those who know it best: our customers.
Additional attractive benefits for you
- English speaking consultant
- Free family insurance
- (Online) psychological counselling
- Early detection for men and women
- SBK Healthy Back
- Outpatient surgery
- SBK Appointments Service
- Personal Specialist and Hospital Search
Strong services, fair contributions
SBK offers you individual solutions from our services, with a personal consultant who is there for you to address all your concerns, requests and questions. Especially in times when you need the peace of mind of knowing that someone is fighting for you and taking care of everything, from A to Z. Someone who understands you and your needs.
You also get special services, like the Personal Specialist and Hospital Search, when you are looking for a specialist near you. We’ll even arrange an appointment with a specialist for you directly, so you can get better faster. And all of that for fair, affordable contributions.
Contribution amount – depends on your income
The generally applicable rate for statutory health insurance is currently 14.6% and the additional contribution for SBK is 1.3% – making 15.9% altogether. Of that, your employer pays half.
Do you have any questions about health insurance in Germany or the Siemens health insurance fund? We would be happy to answer your questions in a personal conversation.