Other Insurances

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Helping people achieve financially worry-free retirement where they can maintain their accustomed standard of living.

The German pension system is regarded highly among other pension systems worldwide. However, due to an ageing population, the German government has introduced several reforms since 2002 in order to maintain its long-term efficiency. These reforms include increases in the retirement age and reducing maximum state pension payments, among others.

If you wish to get insurance for potential burglaries, damages, water issues, storms or robberies you need to apply for household insurance (Hausratversicherung). For your moveable belongings such as furniture, clothing, sports equipments and kitchen tools this will give you the right coverage.

Participation in the German state pension scheme, or ‘Deutsche Rentenversicherung Bund’, is mandatory for all permanent employees in Germany, regardless of their nationality.

In Germany, the cost of household home insurance, known locally as Hausratversicherung, is determined by the type of property, the location, the size (in square metres) of the living space and the type of cover required. This type of insurance typically covers loss of your belongings, inside your home, due to theft, fire or water damage, etc. However, the exact level of cover varies from policy to policy, so make sure that you have sufficient cover for all eventualities before you sign on the dotted line.

If you want to protect your family or loved ones, in an affordable manner, then there is no better way than taking out Term Life Insurance.