Car insurance is required by German law before a person can register a car in Germany. At a minimum, proof of third party liability coverage for all damages to a person, car, or object must be demonstrated before you can register your car. Although comprehensive insurance isn’t required by law, most financial institutions will require it as a condition of financing. Our blogs below will provide more detailed information about car insurance and driving in Germany in general.
Anyone with several years of driving experience in their home country will almost certainly have accrued a few year no-claims bonus (NCB) of their car insurance company. Should this driver then decide to relocate to Germany, they will be pleased to discover that most German insurers will take their current NCB status into account.
Ensuring you're correctly covered by car insurance in Germany can be a complicated affair, but it's an essential for drivers looking for full accident and liability cover. In Germany, before a driver can register a vehicle, they must be able to present proof of third party liability coverage in case of any damages or injuries caused to another driver, passenger, car or property.